How to Extend Your COE: All You Need to Know and More

By: MoneyMax3 comments

How to Renew Your COE?

What is COE?

All vehicles in Singapore require a Certificate of Entitlement (COE). A successful COE bid gives you the right to own a vehicle that can be used on the road for 10 years. When your vehicle’s COE expires at the end of the 10-year COE period, you can choose to deregister your vehicle, or simply renew your COE by paying the Prevailing Quota Premium (PQP) for your vehicle category. The PQP is the moving average of COE prices in the last 3 months.

You can renew your COE for a period of 5 or 10 years, depending on the category of your vehicle. If you want to know how to extend your COE, then keep reading!

Vehicle Categories

If your vehicle was registered using Category A COE, you must renew its COE under the vehicle’s corresponding category.  You can renew your COE online, by post, or at the LTA Customer Service Centre. You may also contact MoneyMax Leasing to help you with COE renewal for every loan application done with us.

Renew your COE before it expires to avoid late renewal fees.

Category ACar up to 1,600cc & 97kW (130bhp)
Category BCar above 1,600cc or 97kW (130bhp)
Category CGoods vehicle and bus
Category DMotorcycle
Category EOpen – all except motorcycle


For vehicles from Categories A, B and D

You need to pay 50% of the PQP to renew your COE for 5 years. Please check your vehicle category below for what you will need to know when renewing your COE for 5 years.

You can renew your COE for 5 years, only once. Once the 5–year renewal period is over, you cannot renew your COE again and will have to deregister the vehicle.

For vehicles from Category C

You can still continue to renew your COE after the first 5-year renewal period is over. However, the subsequent renewals can only be for 5–year periods. Once your vehicle reaches the end of its statutory lifespan, you can no longer renew its COE, and the vehicle will be deregistered.

How to Extend COE for 10 Years

You must pay the PQP for your vehicle category to renew your COE for 10 years. For vehicles with no statutory lifespan (i.e. Categories A, B and D), there is no limit to how many times you can renew your COE in 10-year periods.

How much PQP you need to pay?

PQP is the moving average of COE prices in the last 3 months. It varies monthly, depending on the COE prices of the bidding exercises in the last 3 months. You can find out the PQP for each month once the 2nd bidding exercise in the previous month is over. Check the latest PQP.

To renew your COE, the PQP rate for your renewal depends on the date you choose to renew and your COE expiry date. Learn about how to extend your COE at minimal costs by following the instructions below:

  1. Renew before COE expires
    Your new COE period starts from the 1st day of the month after you renew your COE. You will forfeit any unused portion of your previous COE. This includes any COE rebate your vehicle may have enjoyed from a previous lay-up period.
  2. Renew in the month that your COE expires
    Your new COE period will start the day after your previous COE expires. You will not forfeit any part of your previous COE.

If you need a financial institute to renew your COE or questions about how to extend your COE, feel free to contact us.

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